€800 / month
Student funding minimum
Tuition and required insurance are separate.
Migri · student income requirementSTUDY ABROAD / FI
Sisu.Your next chapter.In Finland.
Sisu / Quiet determination. The will to keep going.
Red-brick studios. Shared workshops. Ideas you can put to the test. Explore Finland’s universities and universities of applied sciences, then choose the learning, funding and everyday life that fit your next chapter.
Guide checked · Official sources
OTANIEMI · ESPOO / IN FOCUSFINLAND
Markus Säynevirta · CC BY-SA 4.0 · Display cropped
30 h / week
Paid work, averaged over the year
Your studies still come first.
Migri · studying in FinlandUp to 2 years
Graduate job-search permit
A separate application with conditions.
Migri · graduate job-search application01 / YOUR STARTING POINT
Where are you starting from?
Choose the closest match. Use it to plan your next checks, not as an admission decision.
Choose how you want to learn.
Finnish universities offer academic degrees; universities of applied sciences connect study with professional practice. Look at the actual project work, teaching language and assessment in your shortlist.
Study in Finland · bachelor’s and master’s admissions- 01Check which school qualifications the programme accepts.
- 02Compare course content and the balance of theory and practice.
- 03Confirm any entrance exam, test, portfolio or interview.
- 04Read the programme’s own application route and dates.
Keep in mind
Selection methods differ. One accepted test or application route does not cover every institution.
02 / THE REAL COST
A good scholarship still needs a living plan.
Keep tuition, day-to-day costs and immigration evidence visible as separate checks.
English-taught does not mean tuition-free
Non-EU/EEA students generally pay tuition for English-taught bachelor’s and master’s degrees unless an exemption applies. Ask for your fee category and the price for the entire course.
Study in Finland · fees and living costsA waiver may cover only tuition
Read what the university’s award actually pays, how long it lasts and what you must achieve to renew it. Keep living costs funded unless the award explicitly covers them.
Study in Finland · fees and living costsBudget for arrival as well as rent
Price housing, a deposit, insurance, travel and settling in. Student accommodation availability and the local cost of living matter more than a national minimum alone.
Study in Finland · fees and living costs03 / MAKE THE NUMBERS YOURS
What would your first year look like?
Change the example figures to match your shortlist. See the expenses and the cash you may need to set aside.
UNIVERSITY STUDY / 12 MONTHS / EUR
Illustrative EUR first-year plan for a fee-paying English-taught degree, not an Aalto University quote. Monthly living includes housing, food, transport, phone and routine spending. Arrival is an allowance for applications, travel, required insurance and settling in; replace it with your quotes and count each item once. Check whether any application or healthcare charges apply to your status. Refundable deposits are separate.
YOUR FIRST-YEAR PICTURE
Total cash to plan for€30,700.00
- Estimated expenses
- €29,500.00
- Refundable deposit
- €1,200.00
Living costs × 12 + tuition + other fees + arrival costs. The deposit is added separately as money to set aside.
Build from funds you can rely on.
No sign-up. Your figures stay in this page.This example deducts no unawarded scholarship or income from a job you have not secured.
04 / FUNDING THE MOVE
Find the right kind of support.
Start with an affordable study plan. Then explore funding that matches your background.
Look at the university’s own awards
Check the scheme attached to your programme and fee status. Ask whether the award is a tuition reduction or includes a living contribution.
Read official fee and funding guidanceRead the renewal conditions
Keep required credits, academic results and payment deadlines beside the offer. Calculate later years if an introductory reduction ends.
Compare the costs you must coverBuild a plan that works without a job
Use confirmed savings, approved funding or an awarded scholarship for essential costs. A work allowance is permission, not a source of guaranteed income.
Check the financial requirementsSTUDY. WORK. UPSKILL.
Work during and after your studies.
Understand the study-related options, then prepare for the next stage.
Keep track of the annual average
A study residence permit generally permits paid work averaging 30 hours a week over the year. Full-time holiday work must still fit the average. Work agreed in advance as degree-credit practical training or a thesis has specific exceptions.
Migri · studying in FinlandA graduate permit gives time to search
After qualifying, eligible graduates can apply for a permit of up to two years to look for work or start a business. Budget for the search and check timing, funding and application conditions.
Migri · graduate job-search applicationLearn the language alongside your field
Ask your department how students find projects and internships. Finnish or Swedish skills can help you participate in daily life and widen the opportunities you can approach. Start gradually rather than waiting until graduation.
Discuss your preparation05 / FROM INTEREST TO ACTION
A route you can work through.
Start at the step that matches where you are. Course dates and your circumstances set the pace.
- 01
Compare universities and UAS
Choose the subject and learning format that suit you.
Study in Finland · bachelor’s and master’s admissions - 02
Check eligibility and selection
Record tests, documents and programme-specific dates.
Study in Finland · bachelor’s and master’s admissions - 03
Apply for the course and funding
Track scholarship conditions alongside the admission application.
Study in Finland · fees and living costs - 04
Prepare the residence application
Arrange the required accessible funds and insurance.
Migri · studying in Finland - 05
Plan the first semester
Secure housing, orientation and a manageable study and language routine.
Study in Finland · fees and living costs
06 / KEEP YOUR PLAN CURRENT
Worth knowing before you apply.
Reviewed guidance and official publishers to follow as your plan develops.
FUNDING REALITY
Read the award beyond its headline
Check covered costs, duration and renewal requirements with the university. Keep any unsupported living costs in your own plan.
Study in Finland · fees and living costsReviewed 12 September 2026CHOOSE YOUR FORMAT
Experience changes the master’s shortlist
If you are considering a UAS master’s, confirm how your relevant work history is assessed. The format should also fit your reason for moving and your residence route.
Study in Finland · bachelor’s and master’s admissionsReviewed 12 September 2026Keep an eye on what’s new
For the latest published notices, visit Migri · Finland. Read the date, eligibility and deadline on each announcement.
The reviewed guidance above is a dated reference. New announcements do not automatically change the page’s advice.
THE QUESTIONS THAT MATTER
A little more clarity.
Useful answers to bring into your next conversation.
Do not assume so. English-taught bachelor’s and master’s programmes generally charge non-EU/EEA students unless a fee exemption applies. Check your programme and status.
Study in Finland · fees and living costsYOUR NEXT MOVE, WITH STAAR
Turn “what if” into a first step.
Tell us where you are today. We’ll help you explore what comes next.
SOURCE NOTES
Check the detail at its source.
Reviewed 12 September 2026. Course, funding and immigration rules can change. Use the current rules for your nationality, residence and intake.
Study in Finland · bachelor’s and master’s admissions
Eligibility, programme selection and UAS work-experience requirement.
Study in Finland · fees and living costsTuition, university funding and living-cost planning.
Migri · studying in FinlandStudent residence, insurance and working conditions.
Migri · student income requirementLiving funds, account evidence and tuition treatment.
Migri · graduate job-search applicationGraduate job-search and business permit.